South Portland

Mortgage

The $0 Down USDA/RD Loan

Yes, you can really purchase a house with $0 down! Watch our latest video to learn more about the USDA/Rural Development loan!

Posted by Corey Scott Team - HarborOne Mortgage on Friday, March 2, 2018

South Portland Mortgage Options

All About South Portland

South Portland, Maine

South Portland is a city in Cumberland County, Maine, United States, and is the fourth-largest city in the state, incorporated in 1898. As of the 2010 census, the city population was 25,002. Known for its working waterfront, South Portland is situated on Portland Harbor and overlooks the skyline of Portland and the islands of Casco Bay. Due to South Portland’s close proximity to air, marine, rail, and highway transportation options, the city has become a center for retail and industry in the region.

Despite the name, South Portland was never part of the city of Portland, but rather part of Cape Elizabeth. It broke off in 1895. However, both Cape Elizabeth and Portland were once part of Falmouth. Cape Elizabeth, then including what later became South Portland, broke away from Falmouth in 1765. South Portland is a principal city of the Portland – South Portland – Biddeford metropolitan area. (source: https://en.wikipedia.org/wiki/South_Portland,_Maine)

There are a stunning variety of things to do in Portland, Maine. You can visit two lighthouses in the coastal city of South Portland. The Spring Point Ledge Light warns ships away from a jagged outcropping and ushers them safely into Portland Harbor. At Bug Light Park, located at the site of a World War II Liberty shipyard, you can tour the Cushing’s Point House Museum and Portland Breakwater Light (affectionately called “Bug Light”). You can also visit nearby Willard Beach, which has lifeguards.

In town, you can go shopping at the Maine Mall or one of the many retail outlets in South Portland’s commercial area. You can see a show at Portland Players or Lyric Music Theater. You can also go golfing at one of the city’s public golf courses. (source: https://visitmaine.com/places-to-go/greater-portland-and-casco-bay/south-portland)

Things To Do In South Portland:

Come Spend A Day In South Portland!

Maine Mall
Built in 1971, Maine Mall has 1,200,000 square feet and it is the largest in the state.

Easy Day
Offering digital bowling, Easy Day is a bowling alley that offers live entertainment from local musicians and sports games playing on their TVs.

Maine Military Museum
Honoring those from Maine who have served in the military is the mission of the Maine Military Museum.

Lyric Music Theater
The Lyric Music Theater is a community theater with a mission to bring culturally enriching dramatic and musical performances to the South Portland area. (source: https://www.tripbuzz.com/indoor-activities/south-portland-me)

Education in South Portland

About South Portland Educational System

South Portland’s public school system has five neighborhood elementary schools: Brown School, Dyer School, Kaler School, Skillin Schooland Dora L. Small Elementary School. The city has two middle schools, Mahoney Middle School and Memorial Middle School. The city has one high school, South Portland High School, which has an enrollment of about 900 students.

South Portland has two private schools: Holy Cross School, which is a Roman Catholic K-8 school, and Greater Portland Christian School, which is a non-denominational Christian K-12 school.

South Portland also boasts three institutions of higher learning: Kaplan University, New England Bible College, and Southern Maine Community College. (source: https://en.wikipedia.org/wiki/South_Portland,_Maine#Education)

South Portland Image Gallery

History of South Portland:

South Portland is rich in history!

South Portland was first settled in 1630, and it grew to become a small residential community with many farms. The village was raided by natives in Father Rale’s War (1724). In 1858, the City of Portland purchased land near the Fore River for the Forest City Cemetery. On March 15, 1895, it was incorporated as a town after it broke away from Cape Elizabeth, based on a disagreement on a future source of public drinking water. Three years later South Portland became a city, destined to receive its drinking water, like Portland, from Sebago Lake, while Cape Elizabeth used wells or other local sources.

On South Portland’s waterfront is Fort Preble, which is a military fort established in 1808 to protect Portland Harbor. It was in operation during several American conflicts, including the United States Civil War, World War I, and World War II. Near Fort Preble is Spring Point Ledge Light, which was constructed by the federal government in 1897 to mark a dangerous rock ledge.

In 1940, the Todd-Bath Iron Shipbuilding Corp (later called the “East Yard”) was established to build cargo ships for Britain. When the United States became involved with World War II, the shipyard expanded to include the South Portland Shipbuilding Corp. (aka the “West Yard”), that later combined with the Todd-Bath yard to become the New England Shipbuilding Corporation. These shipyards built 236 of the 440 foot (134 m) long Liberty ships, more than 10 percent of all the Liberty ships constructed during the war years. At its peak, the shipyard employed some 30,000 people, including thousands of women, who took over the jobs vacated by men going into the service. The shipyard gradually ceased operations after the war ended in 1945. Remnants of the shipyards are visible, and there is a memorial to the shipyard and the workers at Bug Light Park. The park is also home to Portland Breakwater Lighthouse, commonly referred to as “Bug Light.” (source: https://en.wikipedia.org/wiki/South_Portland,_Maine#History)

South Portland’s Neighborhood

Check out South Portland’s Neighborhood

South Portland is a medium-sized coastal city (i.e. on the ocean, a bay, or inlet) located in the state of Maine. With a population of 25,577 people and six constituent neighborhoods, South Portland is the fourth largest community in Maine.

South Portland is a decidedly white-collar city, with fully 86.93% of the workforce employed in white-collar jobs, well above the national average. Overall, South Portland is a city of sales and office workers, professionals, and service providers. There are especially a lot of people living in South Portland who work in office and administrative support (16.09%), sales jobs (11.92%), and management occupations (9.89%).

Also of interest is that South Portland has more people living here who work in computers and math than 95% of the places in the US.

South Portland is also nautical, which means that parts of it are somewhat historic and touch the ocean or tidal bodies of water, such as inlets and bays. Quite often, nautical areas such as these attract visitors and locals who come to enjoy the scenery and various waterfront activities.

For the size of the city, public transportation in South Portland is quite heavily used. Mostly, people who use it for their daily commute are taking the bus. For South Portland, the benefits are reduced air pollution and congestion on the highways.

The citizens of South Portland are among the most well-educated in the nation: 42.63% of adults in South Portland have a bachelor’s degree or even advanced degree, whereas the average US city has 21.84% holding at least a bachelor’s degree.

The people who call South Portland home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of South Portland residents report their race to be White, followed by Asian. Important ancestries of people in South Portland include English, French , Italian, and German. (source: https://www.neighborhoodscout.com/me/south-portland)

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Corey-Scott-Mortgage-Team

Corey Scott

Loan Officer

As a mortgage lender, I take pride in helping all of my clients through the home buying and refinancing process. As a former real estate agent, I know all aspects of a real estate transaction and do everything to ensure my clients close on time and with the best rate possible.

I am committed to providing my clients with the highest quality financial services. I will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, I can help you find the right loan program at the lowest rate no matter what your needs are.

My ultimate goal is to create lasting relationships with each of my clients so that I may continue providing excellent service for many years to come. To speak directly with me simply give me a call anytime or feel free to utilize any of the interactive tools offered throughout the site. I look forward to working with you!